Friday, December 12, 2008

Saturday, December 6, 2008

AJ, infamous soccer player, relaxes over the holiday.



A.J. rakes leaves while the turkey is cooking for Thanksgiving dinner. He says he prefers to be active rather than lounging around in front of the TV. Go AJ!

Open Sunday 1-4pm

Thursday, November 20, 2008

Maria Morton (Reece & Nichols Kansas City Realty): Real Estate Agent in Kansas City, Jackson County, Missouri

Renovation Loan

I've recently had a number of people ask about how they can include planned renovations in the purchase price of a home. Niki French, the Renovation Specialist at Plaza Mortgage, was kind enough to provide me with more specifics.

First step is to apply for a Purchase & Renovate or Refinance & Renovate loan. This step will require you to provide credit documents, sign the applications and disclosures, and review a contractor's package and copy of renovation disclosures.

Once you receive the pre-approval letter, the renovation specialist will contact you to go over approval conditions.

The purchase agreement should include renovation verbiage.

Schedule inspections and verify permits can be obtained. A HUD certified consultant will help you to determine the scope of the work.

Have your contractor complete and return the contractor's packet.

Once approved by you, your contractor, and the consultant, an appraiser will determine its after improved value.

Final loan approval is issued after the scope of work, appraisal, and loan commitment conditions are reviewed and approved.

You obtain homeowner's insurance, the title is received, final figures are established and the closing documents are signed.

Renovation must begin within 30 days of closing, cannot stop for more than 30 days, and must be completed within 6 months or less.

Money is dispersed as work is completed and inspections completed.

Call me 816.560.3758 or Niki French 816.746.7360 for assistance in obtaining a renovation loan to make your dream home come to life.

Wednesday, November 19, 2008

Celtic Thunder at Sprint Center in Kansas City


What a great concert!
The young Damien McGinty, from Derry, was the crowd favorite. The teenager has the charisma to go with the voice. Keith Harkin, the blond with the David Cassidy smile, sang "The Mountains of Mourne" with passion in his voice. George Donaldson brought tears to my eyes singing "The Old Man." One of my favorite songs, though not necessarily Irish, "Nights In White Satin" was exquisitely delivered by Paul Byrom. Ryan Kelly sang the Eagle's "Desperado" with all the heart of a cowboy on the range. Phil Coulter wrote several of the songs as well as directing. You're probably familiar with many of his songs. "Ireland's Call" brought people to their feet tonight.

The set and the music brought together the old, old Ireland of the chieftains and the new intercontinental Irish with rocks on the ground and lights in the sky. Kilts, suits, leather coats, and the violinists in long, flowing gowns. Spectacular. All in all, it was a lovely evening.

Sunday, November 16, 2008

Sunday, November 9, 2008

Homeless in Kansas City

Well, the news caught my attention tonight when they said the City Mission is already turning people away. Winter has barely begun and the Mission is already full. That's scary.

The reporter said that, across the nation, there is a 400% increase in people seeking help at shelters. Four Hundred Percent!

One woman's story about how she and her daughter ended up in a shelter included being laid off from Sprint earlier in the year. Unable to find another job with similar pay, she experienced a series of unfortunate events culminating in an auto accident which tipped her over the edge financially.

While nothing can totally insulate any of us from catastrophes, planning ahead and living within our means is a good preventative measure. This is why I am urging any buyers to go over their finances carefully and buy in a price range with which they are comfortable. Even if that means waiting 3 or 6 months while saving more money for a downpayment. And/or buying a less expensive house to keep your monthly expenses under control

As for helping the people who are homeless this winter, I intend to go through my closet again to see if there are any coats, balnkets, or gloves I can do without. Most of you, like me, probably already contribute money, time, canned goods, and winter gear to various organizations. The Farmer's Almanac predicts a colder than usual winter this year. That, along with the increased number of people needing help, makes me think maybe we all need to do just a little bit more to help out this year.

Sunday, November 2, 2008

Autumn, Halloween, Fall Back in Time


Calculator

Mike @ abommaritowines

Two Friendly People who stopped by

Saturday, November 1, 2008

Friday, October 31, 2008

Happy Halloween!


Photo by Mike Sage with A.BomarrattiWines. Jacks carved by Mike,Karen&Cassie.

Monday, October 27, 2008

Cats in Laptop Case at Open House Today


Well, we had a beautiful day in Kansas City. Lovely and sunny with just a bit of breeze. Brian Buzby says it may freeze tonight. Brrr. The kittens above were at the open house today. Everytime the door opened the yellow one tried to dart out. He's fast! But we caught him every time. Good thing all the visitors were animal people. The kittens love to run around the house with anyone who's going; especially up and down the stairs. They also enjoy playing the jump off the counter onto your shoulder game. Cute. One of the visitors wanted some info so I brought out the laptop. The kittens found it to be a perfectly cozy little bed for their afternoon nap.

Thursday, October 23, 2008

Tuesday, October 21, 2008

It's Tough Out There!


I had a pointer sign up at an intersection on the outskirts of Kansas City directing traffic to a listing. One of those big tractors with a grass mower attachments came along and ran over my sign, mangling it slightly. After bringing the sign back to the office and propping it up against my desk, several people asked me what happened to my sign. Rather than explaining about the tractor, I just replied "It's a Tough Market Out There!" Everybody laughed so I thought it would make a good picture. Thanks to Mary Fox for playing the role of photographer.

Thursday, October 16, 2008

Looking Back

Here is an interesting chart showing some key factors today as opposed to the great depression:



Things have been worse. Maybe they will get worse. But they are not yet as bad as they once were.

The print is small, so here are the numbers:

Gross Domestic Product growth:-27%,Great Depression....+1% Today
Industrial Production.........-52%.....................-2%
Unemployment rate high.........25%......................6%
Federal deficit as % of GDP...1.4%....................4.9%
U.S. exports..................-66%....................+15%
Consumer price index..........-27%.....................+4%
Money supply..................-29%.....................+3%

Thursday, October 9, 2008

Power Saving / Money Saving

Kansas City Power & Light has a couple of programs you may be interested in:

You can get a $300 Honeywell Thermostat installed in your home for FREE. Now that's a deal! Yes, of course there's a catch. But the catch is that in the summer time when the demand for electricity threatens to blow a fuse due to increased demand, KCP&L will automatically start cycling electricity. This saves us from having blackouts in huge sections of the city. KCP&L.com


The other program is: Instant $2 Cash-back Rebates are available on purchases of up to six ENERGY STAR®-qualified" compact fluorescent lights (CFL) at participating Westlake Ace Hardware and Hy-Vee stores in Missouri.
Limited time and quantities - Annual campaign runs from Oct. 1 - Dec. 31, or while supplies last.
KCPL.com

Wednesday, October 8, 2008

The Hunger Site

Winter is on its' way. There is a site where you can give food to the hungry just by clicking. (no cost to you) It's actually listed on the left but here's a link:
Hunger Site
It only takes a few seconds to help make the world a better place. Food is donated by the sponsors according to the number of clicks. Yes, you can shop here...but you don't have to in order to get them to donate food.

March of Dimes Blue Jean Ball

October 11th at 6pm
6100 College Blvd. O.P. KS 66211
Event Information

Home for sale in Fairway: 5402 Falmouth





5402 Falmouth Rent this 3bed/3bath for $2500/mo OR Buy it for only $399,000!
Gorgeous hardwoods, SS appliances, deck off dining room & master, walk-in closets, granite countertops, FP, 2 car garage, well behaved pets okay.

Wednesday, October 1, 2008

Cure For Our Financial Crisis

During the last few days I have been party to many different conversations about our financial predicament. Personally, I don't want my tax dollars to be used without thought although I do see the logic of a government bail out. This evening I received the following proposal by Dave Ramsey via a friend and fellow realtor. This proposal is very close to the conclusions that many of us have been coming to in our discussions.

The Common Sense Fix

Years of bad decisions and stupid mistakes have created an economic nightmare in this country, but $700 billion in new debt is not the answer. As a tax-paying American citizen, I will not support any congressperson who votes to implement such a policy. Instead, I submit the following three-step Common Sense Plan.

I. INSURANCE

a. Insure the subprime bonds/mortgages with an underlying FHA-type insurance. Government-insured and backed loans would have an instant market all over the world, creating immediate and needed liquidity.

b. In order for a company to accept the government-backed insurance, they must do two things:

1.Rewrite any mortgage that is more than 3 months delilnquent to a 6% fixed rate mortgage.

a. Roll all back payments wiith no late fees or legal costs into the balance. This brings homeowners current and allows them a chance to keep their homes.

b. Cancel all prepayment penalties to encourage refinancing or the sale of the property to pay off the bad loan. In the event of foreclosure or short sale, the borroweer will not be held liable for any deficit balance. FHA does this now, and that encourages mortgage companies to go the extra mile while working with the borrower - again limiting foreclosures and ruined lives.

2. Cancel ALL Golden Parachutes of existing and future CEO's and executive team members as long as the company holds these government-insured bonds/mortgages. THis keep underperforming executives from being paid when they don't do their jobs.

**This backstop will cost less than $50 billion - a small fraction of the current proposal.

II. MARK TO MARKET

a. Remove mark to market accounting rules for two years on only subpriime Tier III bonds/mortgages. This keeps companies from being forced to artificially mark down bonds/mortgages below the value of the underlying mortgages and real estate.

b. This move creates patience in the market and has an immediate stabilizing effect on failing and ailing banks - and it cost the taxpayer nothing.

III. CAPITAL GAINS TAX

a. Remove the capital gains tax completely. INvestors will flood the real estate and stock market in search of tax-free profits, creating tremendous - and immediate - liquidity in the markets. Again, this costs the taxpayer nothing.

b. This move will be seen as a lighning rod politically because many will say it is helping the rich. The truth is the rich will benefit, but it will be their money that stimulates the economy. This will enable all Americans to have more stable jobs and retirement investments that go up instead of down.

--I think Dave Ramsey covers most of what I've been talking about with others the last few days; what do you think?

Saturday, September 27, 2008

Great house in Coleman Highlands!





# 1497981 928 W 34th St $359,000
Built in 1915, this home in Coleman Highlands will WOW you!
Stunning woodwork...historic home totally renovated with style. New open eat in kitchen w island and granite counters. Back yard is an urban oasis w watergarden, great front, porch pvt drive . This gem has been polished!

Sunday, September 21, 2008

Open 2-4


5402 Falmouth MLS # 1410419 $400,000
Sophisticated home for the active professional person or couple, completely gutted and remodeled from top to bottom. Remodel was designed by award-winning architect Bruce Wendlandt to meet the needs of the most selective buyers. Open, light, spacious floor plan allows this home to custom fit the lifestyle

Directions: SM Parkway to Falmouth (Falmouth is two blocks East of Mission) North to address

Friday, September 19, 2008

Plaza Art Fair

And don't forget the Plaza Art Fair this weekend!
Wow, there's a lot going on.

Waldo Falldo

The annual Waldo Fall Festival is this weekend. Saturday Sept. 20.
at 75th & Wornall. The Pub Crawl starts at 6pm.

Schedule of Events:
7am - 11am Pancake Breakfast at Broadway Methodist Church, 406 W 74th

Main Stage
10 - 10:30am Opening w/Waldo Mayor Presentation
10:30 - 11:30am Dino O'Dell
11:30 - Noon Junior the Clown
Noon - 12:30pm KC Academy
12:30 - 1pm United Studios of Self Defense Presentation
1 - 1:45 UMKC Ensemble
1:45 - 2:45pm St. Elizabeth Band
2:45 - 3pm Tap-A-Thon Registration & Practice
3 - 3:30pm Tap-A-Thon Performance
3:30 - 5pm The Nortons

All Day - Leawood United Studios of Self Defense
Other Areas
MAST, the Police Race Car, Fire Truck, Climbing Wall,
Adrenaline Rush, Spaceship Slide, Tubs of Fun,
Wayside Waifs (10am-2pm)
Face Painting w/Junior the Clown,
KCP&L bucket truck and mascots from T-Bones and
KC Wolf will also be at the Waldo Fall Festival.
More than 50 booths and vendors will be under
the Big Tent. Come and enjoy!

PUB CRAWL STOPS:
Waldo Pizza
Murphy's
Tasso's
Bobby Baker's
Tanner's
Kennedy's
Waldo Bar & Grill
75th Street Brewery
Lew's Grill & Bar
Patrick's

Santa Fe Hills is having their annual garage sale
south and east of 85th & Wornall.

Changes

October 1st brings some changes you should know about.
These will affect new loans and those in process without an appraisal ordered. These changes effect down payment and total cost of the loan.

1) Upfront MIP premiums - 1.75% for all purchase borrowers.
2) Annual premiums - .55% for loans over 95%, 95% or less - 50%
3) Down payment - 3.5%. Closing costs may not be used to meet the minimum 3.5% down.

If an appraisal is ordered prior to the 10/1 change date, the old rules apply.
On or after that date the above will apply.

Wednesday, September 17, 2008

Respect for Peers

The Realtor Code of Ethics has three major components:
1. Respect for public
2. Respect for property
3. Respect for peers

Here is a list by the realtors attending the required Ethics class this year of things we wish our cooperating realtors would do:

-Provide constructive feedback after each and every showing (in a timely manner).
-Return phone calls ASAP. (at least by end of day)
-Complete the contract before sending it.
-Cancel or change your appointment; don't just not show up.
-Be Honest.
-Show only to preapproved buyers.
-Leave the house the way you found it.
-Leave a business card.
-Use a lender & title company that can really close the deal.
-Turn the utilities on for inspections.
-Note that the utilities are off in MLS.
-If you want to be there for inspections as the seller's rep, don't try to schmooze my buyers; better yet, come at the end of the inspection.
-Use accurate information regarding schools on MLS; if you don't know, call the school and find out. Don't be lazy!
-Use correct nomenclature when describing architectural details.
-Verify square footage before entering in MLS.
-Don't put "see mapquest" under "Directions" in MLS; your time is no more valuable than mine.
-If there is no egress from the basement, don't call it a bedroom.
-If there is a sign saying "don't let the cat/dog out/in", put a color photo of the pet on the sign.

Friday, September 12, 2008

A Little Humor

Fran Cashion, with Prudential Relocation, conducted the Ethics Continuing Education Class at KCRAR today. She told a story that I'd like to share with you. Even those who have heard it before may find it entertaining.

A Realtor was showing homes to buyers. One of the homes they viewed had a sign up that said "Please don't let the cat out." The buyers really liked the house so they were in there for almost an hour. As they were leaving, the Realtor noticed that the screen door had been left slightly ajar so she checked outside and saw the cat on the steps of the front porch. She was relieved that the cat had not run off while they'd been inside looking at the house. Before locking the door, she put the cat back inside the house and went on to show the buyers the other homes on the list.

Later that day the buyer's Realtor received a phone call from the seller's Realtor wanting to know why she had put a strange cat in the house.

(the cat on the porch had not come from inside the home; it was another cat)

Thursday, September 11, 2008

Monday, September 8, 2008

New Website!

After a fair amount of work, the new website is finally up & running. Yay! I will be adding content to it as time goes on but you're welcome to visit now. Any suggestions or comments would be appreciated.
Here's the link:

MariaTMorton.com

Tuesday, September 2, 2008

What a great weekend!







Irish Fest was fabulous!

Tuesday, August 26, 2008

Favorites


326 E 70th Ter is one of the most impeccable remodels you will find in Armour Hills. The entire inside was rebuilt after a fire a few years ago so everything is new inside. Originally built in 1927, this 3 bedroom 2 bath home now has all the modern amenities while still retaining the charm of yesteryear. Top of the line appliances with stone countertops, new cabinets and wood moldings that appear as if they've been in the house since it was built. All finishes tastefully selected in complementary neutral colors. For those of you looking to buy close-in, this home will satisfy your desire for modern living accommodations in one of Kansas City's fine old neighborhoods.

MLS # 1490933 $269,950. listed through Brookside Real Estate.
If you need to see inside before making an offer, please contact me @ 816.560.3758 to arrange a showing.

Sunday, August 24, 2008

What to do next weekend

The Kansas City Irish Fest is next weekend; see you there!
August 29, 30, 31 at Crown Center

Open Sunday 1-4pm 8/24


# 1476077 104 W 66th St $324,950
True 5 bdrm colonial in Armour Hills. This spacious home offers formal liv & din rms, eat in kit w/granite counterops & tile flr. Convenient 1st flr utilities, lg fam rm off kitchen, frt & back stairway. Tiled three season sunroom and great deck for entertaining. New HVAC, new plumbing. Newer roof,paint in & out. 2car garage w/new private drive. Best location,near Brookside shops,trolley trail,Edgevale park and schools.
Directions: Main to 66th St, West to House.

Saturday, August 16, 2008

OPEN SUNDAY 17 August 2008


For a list of Open Houses today, click here.
I'll be at 428 Westover Rd. in Kansas City, MO 64113.

# 1457437 Bed: 4 FB: 3 HB: 1 $729,000 Sunset Hill
Stunning elegance in desirable Sunset Hill. 3 Story beauty with 4 bedrooms, 3 1/2 baths and a large 2 car garage. Newer HVAC, exterior paint and updated plumbing and electrical. Large sunny rooms beautiful hardwood floors and a warm and inviting floorplan make this house a home.

Directions: Ward Parkway to Westover, East to home.

Add Rmks: Brick courtyard for your morning coffee,a brick driveway with a wrought iron gate, garden shed and a fourth bedroom and bath tucked away on the private third floor, make this home a unique find.

Saturday, August 2, 2008

Sunday, July 27, 2008

Open Sunday 7/27


7143 High Dr. Prairie Village KS

Wednesday, July 16, 2008

Well, the FHA changed their rules Monday. They will now charge mortgage interest on a sliding scale according to your credit score. So people who have excellent credit will be rewarded. Yay!

Friday, July 11, 2008

I have been working on my new web site recently so have been remiss in keeping up with my blog postings. Thanks to all who have helped me with both of these projects.

Saturday, June 7, 2008

Open 1-4 Sunday 6/8







425 E 74th Ter KC MO 64131 $214,950.



3 bedroom / 1.1 bath Beautiful home in Rockhill Gardens!



Thursday, May 22, 2008

Open House 5/25 Sunday 1:30 - 3:30





Absolutely delightful Kansas City home for sale in Wornall Homestead. Walk to the Plaza, Brookside, UMKC; bike along the Trolley Track Trail. This home will win your heart. The large, screened in porch on the north side is perfect for the hot August nights not far away. Formal dining and living spaces for entertaining. Family room off the kitchen. A raised garden bed full of perennials surrounds the fenced back yard making it an ideal spot for outdoor gatherings. Upstairs, 4 bedrooms and 2 baths provide room for all. The basement is partially finished; present owners use as playroom/office. Lots of built-ins. Nice old woodwork from the early 1900's.
Priced at only $435,000. You will love it!

Sunday, April 20, 2008

OPEN HOUSE 4/20 FROM 1-4PM

5824 Cherry -- Brookside Beauty! Updated Electric & Plumbing. New Roof & Gutters. Rare First Floor Laundry. 3 bedrooms/ 2 baths/ plus DEN/ 1 car garage. Martini Deck. Wow factor in great location near the Plaza, UMKC, Stowers Institute, Nelson Art Museum, & Kauffman Foundation. Fenced yard. Hardwood Floors. Tasteful decor. This home has it all for only $199,000.
Link to MLS http://www.heartlandmlsweb.com/reports.asp?PropType=1&ReportID=CL&ID=146119608

Saturday, April 5, 2008

OPEN HOUSE 4/6/08 @ 2--4pm



Maginificent renovation with travertine marble, European chandeliers, top of the line appliances & more. Must see to appreciate.
6530 State Line

Wednesday, March 19, 2008

Did the value of your home go up or down last year?

This is a great site for anyone who wants to know if the home values in their neighborhood went up or down:
KC Home Values

Sunday, March 9, 2008

Joke Heard @ the Gaelic Mass last evening

During a walk in the park, a priest came across an old man reading a book. The priest asked the man what he was reading. The old man said "I like to keep my brain active, so I'm learning the Hebrew language." The priest said "Really? At your age, do you think you'll ever visit Israel?"
The old man said "No, but I hear they speak Hebrew in Heaven." The priest said "And what if you go to hell?" The old man replied "I already speak Gaelic."

-As told by Fr Jim Shea

Wednesday, February 27, 2008

St. Patrick's Day

Kansas City has one of the largest St. Patrick's Day Parades in the United States. The one downtown is third in size, with New York & Chicago coming in first & second, respectively.

Personally, I prefer the one in Brookside because it is smaller and has more of a neighborhood feel. You can bring the kids and dogs along without worrying about them getting trampled.

Here's the schedule for 2008:


Kickoff Luncheon & Silent Auction
Friday, March 7th 11:00 am Marriot Muehlebach

Parade Entrants Numbers Pickup Mtg.
Wednesday, March 12th 5:30 - 7:00 pm Event Space 1617 Main St.

Westport Run
Saturday, March 15th 10:00 am Westport Rd. & Pennsylvania

Brookside Parade
Saturday, March 15th 2:00 pm Brookside Blvd. & 63rd St

Day of Parade
Monday, March 17th 10 - 11 am - along the Parade route 11 am - 2 pm - Washington Sq. park

For more information, you can visit:
http://www.kcirishparade.com/

But wait! There's More!


March 10: Lee's Summit Emerald Isle Parade
http://www.downtownls.org/events.php

March 10: North KC Snake Saturday Parade
http://www.northlandfestivals.com/

March 11: Shawnee St Patrick's Day Parade
http://www.shawneekschamber.com/cvb_annual.html

March 11: Martin City Irishpalooza Parade
http://www.irishpalooza.com/index.php?date=2008-01-01


March 17: Topeka KS St Patrick's Day Parade
http://www.topekastpats.com/index_files/parade.htm


March 17: Lawrence KS St Patrick's Day Parade
http://www.lawrencestpatricksdayparade.com/

March 17: Independence MO St Patrick's Day Parade
http://www.visitkc.com/visitor_info/calendar_results.cfm

March 17: Leavenworth KS St Patrick's Day Parade
http://www.leavenworth-lansingareachamberofcommerce.com/cvb/calendarevents07.htm

No matter which celebration you choose to attend, you're sure to have a grand time. Slainte!

Celebrate. Remember. Fight Back.

American Cancer Society RELAY FOR LIFE
of Northeast Johnson County

A Community Event at Broadmoor Park
5701 Broadmoor Lane - Mission, KS
June 13 & 14, 2008 6pm - 6am

Call 913 384 3490 for more information
or log onto events.cancer.org/rflnortheastjohnsoncountyks

http://relay.acsevents.org/site/TR/RelayForLife/RelayForLifeHighPlainsDivision?fr_id=5873&pg=entry&JServSessionIdr004=8083spi5c2.app312b

Monday, February 18, 2008

The New Downtown

I like it! Actually, i really do enjoy the new downtown Kansas City. It's becoming so vibrant and...even cosmopolitan. The energy is great. I love the music floating out into the street and the throngs of happy people. First Fridays are amazing.

Sunday, February 17, 2008

Law of Attraction

Watch this when you need a pick-me-up or some positive energy.
Inspirational Video

Maria Morton, Your Kansas City Realtor














Whether you are buying or selling a home, my goal is to provide you with a comfortable real estate experience.

Buyers can go to http://mariamorton.reeceandnichols.com/
to search all of the homes listed for sale on the Heartland MLS (the one all KC realtors use.)
Sign into MyHome to narrow & keep track of your searches, or just browse.



Sellers, to request a free comparable market analysis or schedule a listing appointment, contact me at: MariaMorton@ReeceAndNichols.com
or ring me up on the phone.
816 560 3758 mobile 913 383 1400 office